ALLOWING EMPLOYEES MORE CONTROL OVER HEALTHCARE CAN HELP CONTROL EMPLOYER COSTS

As healthcare costs increase, employers that provide health insurance for their employees are trying to control these costs while maintaining benefits.  Some employers do this by changing to “consumer directed health plans.”  By placing some of the costs of healthcare decisions on employees rather than health insurers, consumer directed health plans give employees an incentive to control these costs.  There are a number of different consumer directed health plans, each with its own advantages and limitations.  To learn more about the three major types of consumer directed health plans and how they compare with each other, click here.